Overview of Credit Cooperatives in Brazil
Abstract
This study presents an overview of the reality of Brazilian credit cooperatives from its rural and solidary origins to its current process of banking its activity to the detriment of the human and social aspects that guide every cooperative enterprise. While discussing the consolidation of the legal bases of credit cooperative societies in Brazil, this essay seeks to identify the transformation of Brazilian credit cooperative thinking, currently tending to a process of «companization» of its legislation and functioning. At the end, based on examples and normative highlights, the risks of this phenomenon are reflected on the perspectives of credit unions in the light of the cooperative identity.
Received: 28 October 2020
Accepted: 17 December 2020
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